By factoring in both interest and fees, this calculator gives a more accurate view of your loan’s long-term cost than the interest rate alone.
Use this calculator for personal loans, auto loans, or other financing needs. It computes the real APR considering loan amount, term, interest rate, fees, and payment schedules.
Real APR:
Amount Financed: $
Initial Out-of-pocket Fees: $
Monthly Payment: $
Total of Payments: $
Total Interest: $
All Payments + Fees: $
Use this calculator for home mortgages. It accounts for house value, down payment, loan term, interest rate, and associated fees to determine the real APR.
Real APR:
Loan Amount: $
Down Payment: $
Monthly Payment: $
Total of Payments: $
Total Interest Paid: $
All Payments + Fees: $